With climate risks escalating and protection gaps growing, action can’t wait. In this session, Vivian and Marie Brière from EIOPA spotlighted the urgent need to move from reactive insurance to proactive risk prevention. Marie outlined EIOPA’s four-pillar strategy—understand, mitigate, cover, and transfer—and upcoming tools like a risk awareness blueprint and catastrophe data-sharing initiatives. Both speakers emphasized the value of regional perspectives in shaping resilient, forward-looking insurance systems.